FAQ's
What is the max I can borrow?
This depends on several factors your earning, deposit, expenses and credit history. Contact us for a full review of your mortgage needs.
What are the costs involved in buying a property?
There could possibly be lenders costs, solicitors costs and taxes.
I have bad credit can I still get a mortgage?
This may be possible. Please contact us for a full review of your mortgage needs.
What happens if my purchase falls through?
In the event that this happens, we will attempt to transfer your mortgage offer to the new property
The estate agent says I need a decision in principle. How do I get it?
We can arrange that normally within 24 hours.
Can I use my CIS payslips to get a mortgage?
This may be possible if you fit the lender’s criteria. Please contact us for a full review of your mortgage needs.
What happens once I get a mortgage offer?
It is then in the hands of your solicitor who will be working towards exchange and completion. We will try to be in regular contact with your solicitors to make sure that everything is going according to plan.
Can I use overtime / commission / bonuses to get a mortgage?
Some lenders will look at your overtime / commission / bonuses this will depend on your circumstances. Please contact us for a full review of your mortgage needs.
I don’t have any credit history. Can I still get a mortgage?
Yes potentially, this would be dependent on the lender’s criteria. Please contact us for a full review of your mortgage needs.
Can my government benefits help me get a mortgage?
Some lenders will look at your universal credits and family credits, this will depend on your circumstances. Please contact us for a full review of your mortgage needs.
Reviews
5 out of 5 stars
Ged was extremely helpful throughout the process. Due to it being our first mortgage, we were unsure of all the necessary steps. Ged and his team guided us perfectly though all of this making it an extremely easy experience.
Surrey
5 out of 5 stars
“I do not think there is anything Ged could have done better. He went above and beyond to ensure my purchase went through as smoothly as possible. He was available by telephone out of hours, which was invaluable to me as I work full time in the daytime. Since this purchase, I have been in touch with Ged in relation to re-mortgaging my own home and he has offered constructive advice, which will save me further money on a monthly basis.”
Lorraine, Nottingham